Secure Coverage Before a Hurricane Hits

We are steadily approaching the height of hurricane season. One of the important measures policyholders and agents alike can take to be prepared is to make sure insurance coverage is in place well in advance of a storm that threatens the Texas coast – many insurance companies, including Texas Windstorm, stop writing coverage when there is an impending storm.

When does TWIA stop writing coverage?
As a reminder, no new or increased coverage applications will be accepted after a windstorm designated as a hurricane by the United States Weather Bureau is in the Gulf of Mexico or within the boundaries of 80 degrees west longitude and 20 degrees north latitude.

This rule is in effect until the TWIA General Manager determines that the storm no longer threatens property within the designated catastrophe area of the Texas Windstorm Insurance Association.

Resources for Agents
To assist agents in applying these rules, TWIA developed a chart explaining the procedures for new or increased coverage applications, policy changes, and renewals.

Our website provides lots of information about our claims process and details on how to file a claim directly with TWIA. Please share these resources with your fellow agents and your clients: www.twia.org/claimscenter.

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