Policy Moratorium in Effect Due to Hurricane Idalia

Published on: August 29, 2023

Tropical Storm Idalia reached hurricane status while within the 80 degrees west longitude and 20 degrees north latitude, which requires TWIA to put a policy moratorium in effect. 

With the current storm trajectory, Hurricane Idalia is not expected to be a threat to the TWIA coverage area. TWIA anticipates to resume accepting applications at 12:01 a.m. tomorrow, Wednesday, August 30.  

What happens when a policy moratorium is in effect?

  • TWIA cannot issue new policies or increase coverage on existing policies or renewals. 
  • Agents cannot submit new business applications, policy changes, or changes to renewals.
  • Renewals can be issued by making a payment if:
    • There are no increases in coverage.
    • The due date has not passed. 

When does a policy moratorium go into effect?
When there’s a hurricane in the Gulf of Mexico. For more information, click here.

What happens when a policy moratorium is lifted? 

  • TWIA will begin accepting applications and payments at 12:01 a.m. the next day.
  • Policy moratoriums are lifted when the TWIA General Manager determines the storm no longer threatens property anywhere within the TWIA coverage area. 

We are here to help. Contact the Policy Services team at agentservices@twia.org or (800) 788-8247. Our normal business hours are Monday-Friday, 8:00 a.m.-5:00 p.m.