Privacy Policy

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. This notice sets forth our policy for the collection, use and security of your nonpublic personal financial information.

Information Collected

As a part of our business, we may collect "nonpublic personal financial information" about you in order to provide a financial product or service to you. This includes information we receive from you on applications or other forms, information about your transactions with us or others, and information we receive from a consumer reporting agency.

Information Disclosure

We may disclose the following kinds of nonpublic personal financial information about you:

  • Information we receive from you on applications or other forms such as your name, address or other information; and
  • Information about your transactions with us such as your policy coverage, limits of liability and premiums.

Disclosure to Third Parties

We may disclose nonpublic personal information about you to the following types of third parties:

  • Insurers that are eligible under TWIA’s clearinghouse process and procedures and have agreed to abide by TWIA’s policies regarding use of the disclosed information and researchers.
We may also disclose nonpublic personal financial information about you to nonaffiliated third parties as permitted by law.

Option to Limit Disclosure

If you prefer that we not disclose nonpublic personal financial information about you to nonaffiliated third parties, you may direct us not to make those disclosures (other than disclosures permitted by law). Your option to request that we not disclose nonpublic personal financial information about you will apply to the windstorm insurance coverage you have obtained from us.

If you wish to limit disclosure you must complete the Disclosure Limitation Reply Form and return it to TWIA. If you direct us not to disclose nonpublic personal financial information about you (other than as permitted by law), your election will apply to all named insureds on the policy.

If you do not wish to limit disclosure no action on your part is required.

Our Security Procedures

We restrict access to nonpublic personal financial information about you to those persons who need to know that information, to provide products or services to you and disclose such information only for legitimate business or legal reasons. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and applicable state law to protect your nonpublic personal financial information.

This notice has been provided to you pursuant to the Gramm-Leach-Bliley Act and the rules of the Texas Department of Insurance, which require a financial institution, such as an insurer, to notify customers of its privacy practices and procedures on an annual basis.