Welcome to our about us hub! This is where you can find information about why TWIA exists and how it operates. TWIA provides access to wind and hail insurance that is essential to buying, selling, and owning property on the Texas coast.
TWIA is governed by Chapter 2210 of the Texas Insurance Code. TWIA provides a source of insurance used as a last resort for property owners that have been denied windstorm and hail property insurance coverage in the private (voluntary) market. TWIA is not a private market competitor.
What is TWIA?
Why does TWIA exist? Standard homeowner’s insurance companies often deny wind and hail coverage for property along the Texas coast. This leaves coastal property owners without the standard insurance coverage so often required by mortgage lenders and other financial institutions. When this wind and hail insurance is denied, the Texas Windstorm Insurance Association becomes an option for coverage.
How does TWIA operate? TWIA is a not-for-profit insurance association that operates like an insurance company by issuing policies, collecting premiums, and paying losses (claims). TWIA policies only provide coverage for property damage caused directly by wind and hail. TWIA policies do not cover damage caused by flooding and storm surge.
Learn MoreTWIA’s Coverage Area
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Learn MoreBoard Meetings
Public Comment
TWIA encourages public comment on matters to be considered by the Board and its committees. Links and information on how you can join TWIA meetings virtually and make verbal public comment will be provided for each meeting on the tiles below. You can submit written public comment on issues to be considered at TWIA meetings via email to PublicComment@twia.org.
The TWIA Board of Directors meeting will be held on February 25, 2025 at the Moody Gardens Hotel in Galveston.
- Agenda – will be posted prior to meeting
- Meeting Materials – will be posted prior to meeting
- Broadcast Link – will be posted prior to meeting
The TWIA Board of Directors meeting will be held on May 6, 2025 at the Austin Marriott South Hotel in Austin.
- Agenda – will be posted prior to meeting
- Meeting Materials – will be posted prior to meeting
- Broadcast Link – will be posted prior to meeting
The TWIA Board of Directors meeting will be held on August 5, 2025 at the Tremont House in Galveston.
- Agenda – will be posted prior to meeting
- Meeting Materials – will be posted prior to meeting
- Broadcast Link – will be posted prior to meeting
Meet the Board of Directors
The Texas Insurance Code Chapter 2210 outlines the composition and objectives of the Texas Windstorm Insurance Association’s Board of Directors. TWIA is governed by a Board of Directors appointed by the Commissioner of Insurance.
Media Resources
Media Kit
Download NowTWIA Media Contact Info
mediarelations@twia.org
(512) 505-2299
