No-Interest Payment Plans

Attention agents: Do your TWIA policyholders know about our payment plans that don’t charge interest or financing fees like those associated with premium finance companies? 

With TWIA payment plans, policyholders make payments to TWIA. Payments can be made online in the Policyholder Portal, by mailing a check, or through their agent.

Agents can select a payment plan in the Agent Portal on new business policy submissions and at renewal. Policyholders can select a payment plan in the Policyholder Portal at policy renewal. 

Payment Plan*TWIA 2 PayTWIA 4 PayTWIA 10 Pay 
(Requires Auto Draft)
Interest Charge and Extra FeesNoneNoneNone
Initial Premium Payment that Issues or Renews a Policy50%30%15%
Payment FrequencySecond payment due four months after the initial paymentEvery three monthsMonthly, for nine months after the initial payment

*Payment Plan Details:

  • TWIA payment plans begin at policy issuance and are for the duration of the policy term.
  • Credit cards may charge their own fees. E-check/EFT is always free of charge.

More Information
To learn more about TWIA’s premium payment plans, please visit our payments webpage. If you have any questions, please contact Policy Services at or (800) 788-8247. Our normal business hours are Monday through Friday, 8:00 a.m. to 5:00 p.m.