What is TWIA Increased Cost of Construction (ICC) coverage?

During the property repair process, you may have to upgrade your repair method or materials to comply with local building ordinances and laws. This is especially common in older buildings that may not have kept pace with changing code requirements through the years. Increased Cost of Construction (ICC) coverage is insurance to help pay for these extra costs. It is not automatically included in TWIA policies and must be added through an endorsement: TWIA-431 for residential policies and TWIA-432 for commercial policies. For more information about ICC, visit our Increased Cost of Construction (ICC) Coverage webpage.