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Larger Scale Take Outs of Policies

Authorized by the Texas Legislature in 2015 and amended in 2019, the Assumption Reinsurance Depopulation Program allows participating insurers to make offers on large numbers of TWIA policies.

A Texas-authorized insurer may participate in the Assumption Reinsurance Depopulation Program. The insurer must execute a Non-Disclosure Agreement (NDA) and Participation Agreement to access TWIA policy data and identify policies. In addition, participating insurers must submit supplemental documentation to TWIA and TDI for review. As of the 2017-2018 filing, companies must re-enroll in the Assumption Program on an annual basis.

Learn more about the process for assuming a policy.

Learn more about the process for filing a claim after the assumption.

How it Works


Annual Process

Frequently Asked Questions

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The ongoing global outage is affecting some TWIA systems and we are working with our vendors to restore full service.

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