Assumption Reinsurance Depopulation Program

Larger Scale Take Outs of Policies

Authorized by the Texas Legislature in 2015, the Assumption Reinsurance Depopulation Program allows participating insurers to make offers on large numbers of TWIA policies.

A Texas-authorized insurer may participate in the Assumption Reinsurance Depopulation Program. The insurer must execute a Non-Disclosure Agreement (NDA) and Participation Agreement to access TWIA policy data and identify policies. In addition, participating insurers must submit supplemental documentation to TWIA and TDI for review. As of the 2017-2018 filing, companies must re-enroll in the Assumption Program on an annual basis.

Learn more about the process for assuming a policy.

Learn more about the process for filing a claim after the assumption.