Adjusted Building Cost Endorsement: Inflation Impacts TWIA Policies Effective September 15

Updated August 8, 2022: View frequently asked questions about TWIA premiums and the Adjusted Building Cost Endorsement. Attention agents: Starting September 15, policyholders renewing their residential TWIA policies will see substantial coverage […]

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TWIA Committee Continues Work on Legislative Recommendations Report to Board

The TWIA Board’s Legislative & External Affairs Committee met on June 24 to continue planning legislative recommendations to the Board of Directors for the Association’s Biennial Report to the Texas Legislature. The […]

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Hurricane Season Is Here. Are You Ready?

Make sure you are ready to recover after a hurricane hits the coast. Hurricane season runs from June 1 through November 30. This year, the National Oceanic and Atmospheric Administration (NOAA) forecasts […]

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TWIA Board Finalizes Financial Preparations for 2022 Hurricane Season

The TWIA Board of Directors met on May 17 for their second quarterly meeting of 2022. The Board approved a $500 million line of credit to enhance the Association's liquidity if a […]

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Printing Quotes in the New Agent Portal

Attention agents: You may already know that the New Agent Portal does not include the Old Agent Portal’s way of printing a quote. That is because the old way produced inconsistent results. […]

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Welcome to the New Agent Portal

Attention Agents: TWIA’s New Agent Portal is here! All new business must now be submitted through the New Agent Portal. Want an overview of how to work in the new portal? Check […]

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Public Invited to Comment as TWIA Committee Meets to Plan Report to Texas Legislature

Essential Meeting Information: TWIA's Legislative & External Affairs Committee will meet on Wednesday, April 27, at 10:00 a.m. CT. Access the meeting agenda and meeting materials on TWIA’s website. To make public […]

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Register Now: Training on New Agent Portal

On April 18, we are launching a new TWIA Agent Portal and a new Policyholder Portal. To help agents prepare for these changes, we are hosting a series of training webinars – […]

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TWIA Board Directs Reinsurance Purchase for $4.2 Billion in Total 2022 Hurricane Season Funding

The Texas Windstorm Insurance Association (TWIA) Board of Directors held an interim meeting on March 22. The Board directed Association staff to secure total funding for the 2022 hurricane season in the […]

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Public Invited to Comment as TWIA Board to Meet to Decide on Reinsurance for 2022 Hurricane Season

Essential Meeting Information: TWIA's Board of Directors will meet on Tuesday, March 22, 2022, at 1:30 p.m. CT. Access the meeting agenda here and the meeting materials here. In order to make […]

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TWIA Board Approves Early Redemption of Outstanding Bonds

The TWIA Board of Directors held their first quarterly meeting of the year on February 22, approving steps to complete the early redemption of bonds that were used to pay Hurricane Harvey […]

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Trouble Logging in to the TWIA Agent Portal?

Attention Agents: The TWIA Agent Portal has a new login page. This change will strengthen our systems’ security and streamline the login experience. Once you are in the TWIA Agent Portal, you […]

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Public Invited to Comment as TWIA Board Meets in Galveston on February 22

Essential Meeting Information: TWIA's Board of Directors will meet on Tuesday, February 22, 2022, at 9:00 a.m. CT. Access the meeting agenda here and the meeting materials here. In order to make […]

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TWIA Board Selects Aon for Catastrophe Modeling

The Texas Windstorm Insurance Association (TWIA) Board of Directors met on February 2 and voted to select Aon to perform catastrophe modeling services. TWIA issued a Request for Proposals on December 16, […]

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Public Invited to Comment as TWIA Board Meets to Consider Recommendation on Vendor for Catastrophe Modeling Services

Essential Meeting Information: TWIA's Board of Directors will meet on Wednesday, February 2, 2022, at 9:30 a.m. CT. Access the meeting agenda here and the meeting materials here. In order to make […]

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TWIA Committee Votes to Move Forward with Recommendation on Vendor for Catastrophe Modeling Services

The Actuarial & Underwriting Committee for the Texas Windstorm Insurance Association met on January 19 to review presentations from selected respondents to the Association’s Request for Proposals (RFP) for catastrophe modeling services. […]

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TWIA Actuarial & Underwriting Committee to Review Proposals for Catastrophe Modeling Services at January 19 Meeting

Essential Meeting Information: TWIA’s Actuarial & Underwriting Committee will meet on Wednesday, January 19, 2022, at 10:00 a.m. CT. Access the meeting agenda here and the meeting materials here. Attend the meeting […]

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TWIA Seeks Recommendations for Actuarial & Underwriting Committee Membership

UPDATE:  The application and recommendation period for TWIA’s Actuarial & Underwriting Committee closed on January 28, 2022. The Association appreciates the interest in the Committee shown by our stakeholders. All decisions on […]

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TWIA Request for Proposals for Catastrophe Modeling Services

The Texas Windstorm Insurance Association (TWIA) is requesting proposals from qualified consultants or firms to oversee its catastrophe modeling process. The selected respondent will provide catastrophe modeling expertise related to the TWIA […]

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TWIA Board Maintains 5% Rate Increase for 2022 Policies

The TWIA Board of Directors met December 7 and declined to reverse the 5% rate increase on windstorm insurance policies scheduled to take effect on January 1. The decision, on a 5 […]

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Public Invited to Comment as TWIA Board Meets December 7

The Board of Directors of the Texas Windstorm Insurance Association (TWIA) will meet on Tuesday, December 7 at 9:00 a.m. CT. The agenda for the meeting can be found here and the meeting […]

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TWIA Committee Recommends Vendors for Reinsurance Broker and Catastrophe Modeling Services

The Actuarial & Underwriting Committee for the Texas Windstorm Insurance Association met on November 2 to review proposals from potential vendors for reinsurance broker services and catastrophe modeling services. The Committee voted […]

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TWIA Actuarial & Underwriting Committee to Review Proposals for Reinsurance Broker and Catastrophe Modeling Services at November 2 Meeting

The Actuarial & Underwriting Committee for the Texas Windstorm Insurance Association will meet on Tuesday, November 2, 2021, at 12:30 pm. The Committee will receive presentations from selected respondents to two Requests […]

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TWIA Board of Directors to Review 2022 Budget Information at October 25 Meeting

The TWIA Board of Directors will hold an interim meeting on October 25, 2021, at 10:30 a.m. to review preliminary information related to the Association’s 2022 budget. Here are the meeting agenda […]

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TWIA Actuarial & Underwriting Committee to Review Wind Mitigation Credits at October 19 Meeting

The Texas Windstorm Insurance Association’s (TWIA) Actuarial & Underwriting Committee will meet via Zoom on Tuesday, October 19, 2021 at 1:30 pm to review wind mitigation credits available to TWIA policyholders and […]

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In-Person Claims Assistance for Policyholders

We want our policyholders’ Hurricane Nicholas claim process to go as smoothly as possible and help them get every dollar owed to them for damage covered under their TWIA policy. In pursuit […]

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TWIA Claims Webinar October 6

October 7 Update: Thank you to everyone who attended this webinar. If you couldn’t attend, but wanted to, a recording of it is available here: https://youtu.be/LEP2GE510aI. We want the TWIA claim process […]

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TWIA Flood Insurance Requirement

Many TWIA policyholders impacted by Hurricane Nicholas live in areas where, if certain conditions are met, a TWIA eligibility requirement to obtain flood insurance is triggered. This is mandated by law in […]

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Information for Policyholders Impacted by Hurricane Nicholas

4/18/2022 Update: Starting April 18, 2022, TWIA policyholders can report a claim online in Claims Center or the Policyholder Portal. Click here to learn which one you are eligible to use. TWIA […]

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CAT Plan Activated, Policy Moratorium Possible

We have activated our Catastrophe Incident Response (CAT) Plan in response to Tropical Storm Nicholas. This will help us respond to our policyholders and other stakeholders as quickly and effectively as possible […]

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All About Policy Moratoriums

As we enter the height of hurricane season, now is the perfect time to brush up on TWIA policy moratoriums – and ensure you have the coverages you need. During a moratorium, […]

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TWIA Begins Annual Rate Filing Consideration Process with July 21 Meeting of Actuarial & Underwriting Committee

UPDATED 7/13/2021: TWIA has posted additional material for the July 21 meeting of the Actuarial & Underwriting Committee. The new material is a staff memo in response to questions from Committee members […]

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TWIA Posts 2021 Rate Adequacy Analysis

TWIA’s 2021 Rate Adequacy Analysis indicates that TWIA’s current rates are inadequate by 39 percent for residential coverage and 46 percent for commercial coverage. TWIA’s Rate Adequacy Analysis consists of several PDF […]

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TWIA Posts Proposed Underwriting Changes for Public Review

The Texas Windstorm Insurance Association (TWIA) has posted proposed filings to its website for public review. The proposed filings represent potential changes to TWIA’s underwriting processes to serve our policyholders better. The […]

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TWIA Issues 2021 Annual Report and Catastrophe (CAT) Incident Response Plan

Texas Insurance Code Section 2210.107(c) requires TWIA to produce an Annual Report to the Texas Legislature detailing the extent to which the Association and the Board of Directors have met the requirements […]

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TWIA Board Finalizes Financial Preparations for 2021 Hurricane Season

The TWIA Board of Directors met today and approved the renewal of a line of credit to allow for quickly paying claims in the event of a catastrophic storm impacting the Texas […]

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Public Invited to Comment as TWIA Board Discusses 2021 Storm Season Funding

The TWIA Board of Directors will hold its quarterly meeting via Zoom on Tuesday, May 18 at 9:00 am. The meeting will also be livestreamed via YouTube. The agenda for the meeting […]

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TWIA Board Discusses Ideas Related to Rates in Virtual Workshop

The TWIA Board of Directors held a virtual public workshop meeting on April 21, 2021, to study issues related to rates. No action on a rate filing was taken at the meeting. […]

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TWIA Board Sets Storm Season Funding for 2021, Takes No Action on a Rate Filing

The TWIA Board of Directors held its quarterly meeting via web conference today, directing TWIA staff to secure reinsurance in addition to the funding provided by statute to provide coverage totaling $4.03 […]

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Public Invited to Comment as TWIA Board Reviews Rate Filing and Considers Reinsurance for 2021 Storm Season at March 23 Meeting

The quarterly TWIA Board of Directors meeting originally scheduled for February will now be held on Tuesday, March 23 at 9:00 a.m. The meeting will be held via Zoom and members of […]

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What Is and Isn’t Covered by TWIA Policies

Our office is operational again and processing insurance claims from last week’s winter storms. As property owners continue to identify and report damage, we want to provide a few reminders about TWIA […]

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Open Monday Morning, February 23 TWIA Board Meeting Postponed

The TWIA Agent Portal and Claims Center will be available tomorrow (Monday, February 22) at 6:00 a.m. Our phone lines will open at 8:00 a.m. Policyholders who need to report a claim […]

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POSTPONED: February 23 TWIA Board Meeting

2/17/2021 Update: The February 23 TWIA Board meeting has been postponed due to ongoing weather and infrastructure issues throughout Texas. We will post the new date and details once the meeting is […]

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Systems Available on Monday

Systems Update As a reminder, the TWIA Agent Portal and Claims Center are not available for agent use at this time. Though agents may receive several automated system emails Saturday and Sunday, […]

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Winter Storm Update

Thank you for your patience as we respond to the impacts of this week’s winter storms. We are working to resume normal business operations as soon as possible and hope to be […]

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What TWIA Services Are Available and Are Not Available

Due to ongoing weather and infrastructure issues throughout Texas, TWIA offices and systems remain unavailable. Based on state and local advisories, we do not anticipate returning to normal business operations for the […]

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Systems Unavailable Due to Power Outages

February 16, 2021: Due to continued power outages and limited IT and data connectivity, the TWIA office will remain closed and the TWIA Agent Portal and Claims Center will remain unavailable through […]

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TWIA Submits Biennial Report to the 87th Texas Legislature

In accordance with Texas Insurance Code Section 2210.0025, the Texas Windstorm Insurance Association publishes, on behalf of the Board of Directors, the 2020 Biennial Report to the Texas Legislature. The Biennial Report […]

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TWIA Committee to Gather More Information on Rates and Modeling

The Texas Windstorm Insurance Association’s Actuarial & Underwriting Committee met today and reviewed a presentation and report by actuarial consulting firm Willis Towers Watson (WTW) on TWIA’s rate adequacy and use of hurricane […]

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Public Invited to Comment as TWIA Committee Considers Independent Rate Report and Rate Change Recommendation at September 22 Meeting

The Texas Windstorm Insurance Association’s (TWIA) Actuarial & Underwriting Committee will meet on Tuesday, September 22 to review an independent report on TWIA’s rate adequacy and make a report/recommendation to the Board […]

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