Certifying Completed Improvements (WPI-8-C)
Please be advised: Effective June 1, 2020, TWIA will no longer accept applications for Certificates of Compliance. At that time, the Texas Department of Insurance (TDI) will begin issuing Certificates of Compliance for completed improvements. This will be in addition to the Certificates of Compliance TDI already issues for new and ongoing improvements.
Certificates of Compliance issued by TWIA will remain valid. Property owners will not have to re-certify their structures in order to remain eligible for TWIA insurance. This change is the result of legislation passed in 2019. Please visit our Changes at TWIA webpage to learn more about this and other legislative changes affecting TWIA.
Click here to download a helpful infographic on how to apply to TWIA for a Certificate of Compliance for completed improvements (WPI-8-C).
What Qualifies as a Completed Improvement?
A completed improvement is defined as:
- An improvement in which the original transfer of title from the builder to the initial owner of the improvement has occurred; or
- If a transfer under Paragraph (A) is not contemplated, an improvement that is substantially completed.
Substantially completed is defined as:
- An improvement for which the final framing stage, including attachment of component and cladding items and installation of windborne debris protection, has been completed. If the improvement’s windborne debris protection consists of wood structural panels, all the panels must be present at the improvement’s location but need not be installed.
If the improvement does not qualify as completed, it may qualify as ongoing. The Texas Department of Insurance (TDI) issues Certificates of Compliance (WPI-8) for ongoing improvements. Learn more.
Finding an Engineer
TWIA does not maintain a list of Texas-licensed engineers who may certify completed improvements. One possible resource is TDI’s Windstorm System website, which contains a list of TDI Appointed Qualified Inspectors. You may also visit the Texas Board of Professional Engineers and Land Surveyors website to search for a Texas-licensed engineer that may certify completed improvements.
Please note: TWIA does not employ or contract with Texas-licensed engineers for the purpose of certifying compliance with the windstorm building code related to completed improvements. If you have an issue with or concern about an engineer related to a Certificate of Compliance (WPI-8-C) on a completed improvement, you may contact the Texas Board of Professional Engineers and Land Surveyors for assistance or to file a complaint.
The Engineer’s Role
A person lacking a WPI-8 for a completed improvement may apply to TWIA for a WPI-8-C. This can be done if a professional engineer licensed by the Texas Board of Professional Engineers and Land Surveyors:
- Has designed the improvement, has affixed the engineer’s seal on the design, and submits to TWIA on a form prescribed by the Texas Department of Insurance an affirmation of compliance with the applicable building code under the plan of operation; or
- Completes a sealed post-construction evaluation report that confirms compliance with the applicable building code under the plan of operation.
The required information may be provided to TWIA using our online application form or by submitting a completed paper application form to firstname.lastname@example.org. Only a Texas-licensed engineer may submit the online application form.
How long it takes for a Certificate of Compliance (WPI-8-C) to be issued after an engineer has submitted the required information to TWIA varies based on the volume of submissions. The WPI-8-C will be emailed to the requestor of the form and property owner (if email provided) once TWIA has reviewed and approved the form.
If you have any questions about the windstorm certification process or wish to check the status of a WPI-8-C application, please contact TWIA Agent Services at email@example.com or (800) 231-5360.