Will insurance companies be contacting me directly?

Not initially. Companies will not contact you directly to make offers, since all offers will go through your agent. If your agent approves the company’s offer, then, yes, you will begin receiving information and paperwork from the participating insurer starting on December 1 of the program year. You will have 60 days to decide whether to remain with TWIA, or whether to participate in the Assumption Reinsurance Depopulation Program.